Bozeman Area Happenings

What To Expect from Mortgage Rates and Home Prices in 2025

By KCM Team
Posted by Alysa King on October 24, 2024 in  uncategorized
  Curious about where the housing market is headed in 2025? The good news is that experts are offering some promising forecasts, especially when it comes to two key factors that directly affect your decisions: mortgage rates and home prices. Whether you're thinking of buying or selling, here’s a look at what the experts are saying and how it might impact your move. Mortgage Rates Are Forecast To Come Down One of the biggest factors likely affecting your plans is mortgage rates, and the... read more
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Why Today's Foreclosure Numbers Won't Trigger Cash

By KCM Team
Posted by Alysa King on October 24, 2024 in  uncategorized
  With everything feeling more expensive these days, it’s natural to worry about how rising costs might impact the housing market. Many people are concerned that high prices and tighter budgets could cause more homeowners to fall behind on their mortgage payments, leading to a wave of foreclosures. But before you start worrying about a housing market crash, here’s a look at what’s really happening. And the good news is: the latest foreclosure data shows there’s no wave on th... read more
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Falling Mortgage Rates Are Bringing Buyers Back

By KCM Team
Posted by Alysa King on October 07, 2024 in  uncategorized
  If you’ve been hesitant to list your house because you’re worried no one’s buying, here’s your sign it may be time to talk with an agent. After months of high rates keeping buyers on the sidelines, things are starting to shift. Rates are already coming down due to a number of economic factors. And yesterday the Federal Reserve cut the Federal Funds Rate for the first time since they began raising that rate in March 2022. And while they don’t control mo... read more
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The Down Payment Assistance You Didn’t Know About

By KCM Tea
Posted by Alysa King on September 30, 2024 in  uncategorized
  Believe it or not, almost 80% of first-time homebuyers qualify for down payment assistance, but only 13% actually use it. And if you’re hoping to buy a home, this is a mission-critical gap to close – fast (see graph below): Here’s what you need to know to make the most of your down payment in today’s housing market. Amplify Your Down Payment Potential For first-time buyers, the name of the game with down payments is making sure you’re taking advantage of all t... read more
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Why Buying Now May Be Worth It in the Long Run

By KCM Team
Posted by Alysa King on September 23, 2024 in  uncategorized
  Should you buy a home now or should you wait? That’s a question a lot of people have these days. And while what’s right for you is going to depend on a lot of different factors, here’s something you’ll want to consider as you make your decision. As soon as you buy, you’ll start gaining equity. And you’d be surprised how quickly that can add up – even with more moderate home price appreciation. Each quarter, Fannie Mae releases the Hom... read more
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